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Zrico, ChatGPT Business, Microsoft 365 Copilot and Harvey.

All four let a firm use AI without its data training public models. They differ on price, models, where requests are processed, admin tools and certifications. Competitor facts come from each vendor’s own pages, checked in October 2026.

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The short version

Which one fits your firm.

Side by side

What each vendor publishes.

“Not published” means the vendor’s public pages do not say. Small numbers link to the source. Prices are per user, in US dollars.

Zrico compared with ChatGPT Business, Microsoft 365 Copilot and Harvey, from each vendor’s published information as of October 2026
Feature Zrico For law firms ChatGPT Business Formerly ChatGPT Team, by OpenAI Microsoft 365 Copilot Now Microsoft Copilot Harvey Legal AI platform
Published price $39 per seat a month, AI usage included, pooled across the firm. Standard seat: $20 a month billed annually, or $25 billed monthly. Premium seat: $100 annually, or $125 monthly. O1O2 Copilot Business: $21 a month paid yearly ($18 promotional price through December 31, 2026), or $25.20 paid monthly. Requires a qualifying Microsoft 365 plan. M1 Not published. Demo on request. H1
Minimum seats 5 seats. 2 seats. For teams of 2 to 200. O1O2 No minimum stated. Business plans cover up to 300 users. M1 Not published.
Free trial 30 days, with a card on file. Not stated on the pages we checked. One month, credit card required. M1 Not published.
AI models Claude by default. The owner can also turn on GPT (OpenAI) and Gemini (Google) in Settings; staff then switch models in any conversation. OpenAI models. O5 Models hosted by Microsoft, plus Anthropic models, which are on by default outside the EU, EFTA and UK and which admins can turn off. M3M4 Models from Anthropic, Google and OpenAI. Admins choose which are available. H3
Trains on your data No. Anthropic, OpenAI and Google do not train on your prompts, files or answers. No, not by default. O1O3 No. Prompts, responses and data accessed through Microsoft Graph are not used to train foundation models. M3 No. Harvey also requires zero data retention from its model providers. H2
Where AI requests are processed Claude, the default: only in the United States. GPT and Gemini are off by default; if the owner turns them on, their processing is not limited to the US. Data residency is offered to new Enterprise, Edu and API customers; Business is not listed. O4 Outside the EU, requests may be processed in the US, the EU or other regions. Anthropic models are excluded from Microsoft’s EU Data Boundary and in-country processing commitments. M3M4 Hosted on Microsoft Azure, with in-region options for the US, the EU and Switzerland, and Australia. H2
Admin and audit Usage and audit report with CSV export, retention settings, web search and AI-provider switches, seat and budget controls, and a record of every action our staff take on your account. SAML SSO, MFA, central billing and administration, usage analytics, admin-set retention. Audit logs through the Compliance API are listed for Enterprise. O1O3 Microsoft Purview retention, eDiscovery and content search for Copilot interactions. M3 SAML SSO, audit logs, customer-set retention. H2
Certifications None. No SOC 2, ISO 27001 or HIPAA BAA. SOC 2 Type 2. O3 Lists ISO 27001, ISO 42001, HIPAA and GDPR among others. M3 SOC 2 Type II, ISO 27001, ISO 27701, ISO 42001. H2
Built for US law firms; accounting firms can use it too. Small and growing businesses. O3 Businesses that use Microsoft 365. M1 Law firms, in-house legal teams and professional service firms. H1

Competitor information checked October 2026. Vendors change prices and plans often; follow the source links for the current terms.

Why Zrico

What the extra cost per seat buys.

At $39 a seat, Zrico costs more than ChatGPT Business Standard or Copilot Business. It is built for one kind of customer: the law firm (or accounting firm) that wants AI in a place of its own.

  • A workspace of your own

    Each firm gets its own application and databases at its own address, on a private network no other firm can reach.

  • Claude by default, more if you want

    Claude runs every request unless the owner turns on GPT or Gemini. Then staff can use the model that suits the task without separate accounts.

  • Built for the work

    15 ready-made assistants, including Contract Review, Legal Memo, IRS Notice Response and Tax Research Memo, plus assistants you build for your firm’s recurring work.

  • Control for the partners

    Seats, AI usage, the usage and audit report and retention in one dashboard: who used AI, when, which model and what it cost.

Going deeper: ChatGPT Business vs Enterprise, is ChatGPT safe for client data, is Microsoft Copilot safe for client data, and how Zrico handles client data.

Questions

Comparing AI tools.

Is ChatGPT Business the same as ChatGPT Team?

Yes. OpenAI renamed ChatGPT Team to ChatGPT Business in August 2025.

Is Microsoft Copilot the same as Microsoft 365 Copilot?

Microsoft now calls Microsoft 365 Copilot “Microsoft Copilot”. Many people still search for the older name.

How much does Harvey cost?

Harvey does not publish its prices. Its website offers a demo on request.

Why does Zrico cost more per seat than ChatGPT Business or Copilot?

Zrico includes Claude by default (and GPT and Gemini if you turn them on), a separate workspace for each firm, assistants for legal and accounting work, and a partner dashboard with usage, audit and retention controls, with AI usage included.

Which of these tools train on client data?

None of them, by default, according to each vendor’s published terms. Read each vendor’s current terms yourself before putting client information into any tool.

Can Zrico keep all AI processing in the US?

Yes, by default. Every request goes to Claude, which is processed only in the United States. GPT and Gemini are off unless the firm owner turns them on; their processing is not limited to the US.

Does Zrico have SOC 2?

No. Zrico has no SOC 2, ISO 27001 or HIPAA certification today. The security page describes the controls we do have.

Sources, checked October 2026

  1. O1 OpenAI, ChatGPT Business pricing
  2. O2 OpenAI Help Center, ChatGPT Business overview
  3. O3 OpenAI, Enterprise privacy
  4. O4 OpenAI Help Center, Data residency and inference residency for ChatGPT
  5. O5 OpenAI Help Center, ChatGPT Business models and limits
  6. M1 Microsoft, Copilot for business
  7. M3 Microsoft Learn, Data, privacy and security for Microsoft 365 Copilot
  8. M4 Microsoft Learn, Anthropic as a subprocessor for Microsoft 365 Copilot
  9. H1 Harvey, home page
  10. H2 Harvey, Security
  11. H3 Harvey, Why Harvey is multi-model by design

ChatGPT is a trademark of OpenAI, Microsoft 365 Copilot of Microsoft, and Harvey of Counsel AI Corporation. Zrico is not affiliated with or endorsed by them. If anything here is out of date, email us and we will correct it.

Give your firm a private place to use AI.

$39 per seat per month after a 30-day free trial, 5-seat minimum. Your workspace is ready minutes after you sign up.

Your card is charged when the trial ends. Cancel any time before then and you pay nothing.

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